openskycc.com/activate

The OpenSky Credit Card is an excellent choice for those who have a bad credit score and wish to have more chances of approval regardless of the rewards they are offered. OpenSky doesn’t ask for any credit checks for the new applicants.

The benefit of OpenSky Credit Card

One of the main benefits offered by OpenSky Card is the option to build or re-build credit at a very reasonable cost, as the annual fee of the card is $35. If you have got the OpenSky credit card recently, before you can use it, you will first need to activate it on the openskycc.com/activate page.

To know how to activate the OpenSky credit card on the openskycc.com/activate page, follow the instructions provided below.

Guide to Activate OpenSky Credit Card at openskycc.com/activate

Make sure to keep your credit card details handy, as you will be prompted to provide them during the activation process.

1. To begin with, you will first need to open a web browser on your phone, tablet, or computer and go to the activation page of OpenSky Credit Card using the URL – openskycc.com/activate.
2. Once you are on the activation page, you will be prompted to provide information such as your Credit Card Account Number, First Name, Middle Initial, Last Name, Last 4 digits of social security number, Expiration Date, CVC/CVV Number, Date of Birth, State, Zip, etc.
3. Once you are done entering the required information in the appropriate fields on your screen, you will need to press Submit.
4. Pressing the Submit button will take you to the next screen. Here, you will need to follow the on-screen prompts to complete the activation process of your OpenSky credit card.
5. After completing the activation process, you will be able to use your credit card for purchases and payments.

So, these are the steps that you will need to follow to activate your OpenSky credit card on the openskycc.com/activate page. However, if you are looking for an alternative method to activate your OpenSky credit card, you can consider the following steps.

6. Open a web browser on your phone, tablet, or computer and go to the homepage of OpenSky credit card using the URL – https://myaccount.openskycc.com/.
7. Once you are on the homepage of OpenSky Credit Card, you will need to click or tap on the Activate Card option located in the top-right corner of the screen. This will direct you to the next screen.
8. On the next screen, you will need to enter the following information in the relevant fields on your screen – Credit Card Account Number, First Name, Middle Initial, Last Name, Last 4 digits of social security number, Expiration Date, CVC/CVV Number, Date of Birth, State, and Zip.
9. After entering all the required information in the relevant fields on your screen, you will need to click or tap on Submit.
10. After that, simply follow the on-screen prompts to complete the activation process of your OpenSky credit card. However, make sure to keep your credit card details handy, as you will be prompted to provide them during the activation process.

Following the above-mentioned steps will help you to easily activate your OpenSky credit card. In case you face any issues or queries with the activation process for your OpenSky credit card, you can seek instant assistance from OpenSky customer support.

How to Apply for a New OpenSky Credit Card in Less Than 5 Minutes

Thousands have chosen the OpenSky Secured VISA card to improve their credit. Indeed, the Secured VISA credit card is designed for those who wish to rebuild their poor credit score. Applying for an OpenSky credit card is easy and quick.

You will be able to apply for a new card in less than 5 minutes. Make sure you have a smart device or laptop and a high-speed Internet connection. Remember, there’s no credit check to get started.

Here’s how you can apply for an OpenSky Secured VISA card in less than 5 minutes.

• On your computer, visit https://www.openskycc.com/.
• Click on the “Apply Now” button in the top right corner. (Or, you can click on the “Apply For The Card” in the “Apply Now” section right in the middle of the home page.)
• A new page will appear on the screen. It will prompt you to fill in each step with appropriate details.
• #Step 1 (Personal Info): The first step requires all your personal information. You need to enter your –
  • First Name
  • Middle Initial (Optional)
  • Last Name (Note: “The total number of characters entered in the First Name, Middle Initial, and Last Name fields cannot exceed 26.”)
  • Email Address
• #Step 2 (Address & Contact Details): Enter the following details –
  • Home Address
  • Suite/ Apartment # (If applicable)
  • Zip
  • City
  • State
  • Click the checkbox that says, “My mailing address is a P.O. Box”.
  • Mobile phone number
  • Home phone number
• #Step 3 (Financial & Security Info): In this section, you will have to enter your financial and security details. Let’s know what information you need to provide.
  • Total annual income
  • Monthly housing payment
  • Monthly housing payment type (You will have to choose one of the options – “Rent”, “Own”, or “Other”)
  • Social security number
  • Confirm social security number
  • Date of birth – MM/ DD/ YYYY (You must be 18 years or older)
  • Security Word (Note: You have to give a security word that is easy to remember)
• #Step 4 (Agreements): This step is important. You must take a moment to carefully review the “Pricing Information and Terms & Conditions” given on the page.
• #Step 5 (Security Deposit): The credit cardholders need to make a security deposit. This is the amount that you pay as your deposit. It ultimately equals the credit limit on your card. You may wish to deposit amounts starting at $200 up to $3000.
• Enter amount (Security deposit)
• First name
• Last Name
• Card Number
• CVV
• Expiration Date (Month and Year)
• Check the box “My billing address is different than my residential address”
• Select “I’ll pay my security deposit today” (Only if you are adding the security money today. When you do that, you are likely to receive your card sooner.)
• You may want to select “Click here if you would like to fund your security deposit at a later date”. (You will receive the card only after you pay your security deposit)
• Now, click on the “Submit” button.

You have submitted all the details. The authorized personnel will verify the details and will send the card as soon as possible.

What Are the OpenSky Credit Card Charges?

Before you apply for an OpenSky Secured VISA card, you must learn the charges imposed by the company. Below, we bring you Fees, Interest Rates, and Interest Charges for your consideration.

• Annual Percentage Rate (APR) for Cash Advances: 14% (This figure might vary with the market based on the Prime Rate plus a margin.)
• Annual Percentage Rate (APR) for Purchases: 19.14% (This figure might vary with the market based on the Prime Rate plus a margin.)
• Minimum Interest Charge: $1.00
• Annual Fee: $35
• Transaction Fees: Cash Advance ($6 or 5% of the amount, whichever is greater) and Foreign Transaction (3% of each transaction in U.S. dollars)
• Penalty Fees: Later Payment (up to $27) and Returned Payment (up to $25)
• Dormant Account Fee: $10/ month after 36 months of no activity
• Garnishments/ Levies: $150 per incident
• Inactive Account Fee: $10/ month after 12 months of no activity

Other Important Points

Go through the “Terms & Conditions and Additional Disclosures” section to understand how you should use the card to build your credit. Check some more information that will come in handy while applying for and activating the OpenSky card.

• You need to be a US resident.
• Must be at least 18 years of age
• Also, you must have a valid SSN or Individual Identification Number
• Shouldn’t have two or more open credit card accounts with Capital Bank
• I shouldn’t have applied for a Capital Bank credit card 4 or more times in the last two months

To know how to contact OpenSky customer support, follow the instructions provided below.

OpenSky customer support

1. Open a web browser on your phone, tablet, or computer and go to the homepage of OpenSky credit card using the URL – https://myaccount.openskycc.com/.
2. Once you are on the homepage of OpenSky Credit Card, you will need to click or tap on the Help option located in the top-right corner of the screen. This will open a small window on your screen.
3. Follow the information provided in the window to get assistance for your queries. You can click on the FAQs option as well to find answers for common queries. You can find this option located under the Need help finding answers online?
4. If the Help option (including FAQs) doesn’t help you get desired assistance, you can return to the homepage.
5. From the homepage of OpenSky, you will need to select the Contact Us option located in the top-right corner. This will direct you to the next screen.
6. On the next screen, you will find a couple of ways to contact OpenSky Credit Card customer support for assistance. You can easily find desired help for your particular query or concern using the given options.

And, these are the options that you can use to contact OpenSky customer support for assistance.